David has been in the financial services industry for over 30 years. After graduating from Laurentian University, David joined Prudential of America, first as a broker and then entering a career in sales management.
David spent many years working as a Brokerage Manager for Wise Riddell Financial Group, where he eventually became a partner. Under his leadership, David developed a boutique approach to helping advisors work with the affluent market.
In 2005, David was appointed as the Vice-President of Sales for Performins Canada and a few years later became their President and COO.
Since joining Financial Horizons Group in 2013, David has focused on the needs of advisors and worked diligently to build processes, systems and support within an MGA environment to help advisors support their clients. Knowledge, passion, and commitment to success are the drivers that David brings to all that he does.
David is an active member within the financial services industry serving on many committees such as ADVOCIS, CALU, and FSRA’s working committee. David is also a standing member of the Society of Trust and Estate Practitioners.
David oversees and provides leadership to the Financial Horizons Group and Excel Private Wealth teams managing marketing, distribution, operations, sales, information technology, and group benefits. David’s vision and commitment is to elevate the advisor experience, while ensuring that we meet our Corporate pledge to be the financial distributor of choice for independent financial and investment advisors.
A dynamic and unifying leader, Louise-Marie Rousseau has been Excel Private Wealth’s Vice-President of National Sales since December 2020. With 25 years of industry experience, including 11 years as Vice-President of Sales for the Quebec Region with Financial Horizons Group, she is the very definition of an inspiring and connected leader, a creator of opportunities and a visionary strategist.
In this national position, Louise-Marie’s mandate is to enhance, promote and present our service offering as a national mutual fund dealer across the country in order to support business growth at Excel Private Wealth.
Involved in the Canadian and Quebec insurance and investment industry for 25 years, she began her career in 1985 with the development of a wealth management business. She subsequently remained in the mutual fund business, holding positions of increasing responsibility with various large companies across the sector. In 1998, she became Vice-President of Wealth Management Sales for Eastern Canada at Manulife Financial before joining Force Financière Excel (which in 2012 became Financial Horizons Group) in 2009.
Through her professional experience, Louise-Marie has acquired a wide range of expertise in complex problem management, decision-making and problem-solving, and has become skilled at communicating, coaching and building strong and effective relationships with advisors. Driven by teamwork, she also possesses keen business acumen, which is matched only by her critical thinking abilities and her adaptability.
Strongly rooted in her community, Louise-Marie has worked with several charitable organizations over the years, most recently as Director of the Yvon Deschamps Foundation.
With over 15 years of industry experience, Heidi utilizes her expertise to guide overall national Operations at Financial Horizons Group, Continuum Financial Centers, Excel Private Wealth and Heritage Group Financial. Heidi leads all aspects of Operations for Contracting, Information Technology, Advisor Services, and Administration across our vast branch network.
Since joining Financial Horizons Group in 2005, Heidi has held various leadership roles in regional and national Operations and Project Management.
Heidi is a Director on the board of the Canadian Association of Independent Life Brokerage Agencies (CAILBA), as well as a member of the Strategic Governance board for APEXA. Applying her Six Sigma training, Life License Qualification Program (LLQP) and ‘get it done’ attitude, Heidi consistently designs and delivers processes to support our independent advisors.
In her free time, Heidi enjoys spending time with family and friends, entertaining, and making use of her Red Seal Chef Certification.
Building on his broad experience in regulatory compliance, the implementation of technological projects and back-office operations management, Christophe Armantier joined Excel Private Wealth in 2018 as Chief Compliance Officer.
Christophe is bilingual and holds an MBA as well as his CPA and Financial Planner designations. At Excel Private Wealth, Christophe is responsible for the implementation and oversight of the firm’s compliance program with a focus on regulatory change management, training, audits and representative registration, as well as supervision of transactions and the adoption and audit of internal controls.
Along with the rest of his team, Christophe coaches advisors on compliance-related issues and helps them tackle the many complex challenges they encounter on a daily basis. Christophe contributes his expertise to assist representatives in developing plain-language approaches to discussing various compliance-related topics and adopting compliant practices.
An active member of CFIQ/IFIC since 2007, he has also served as chair of the Compliance Committee since 2013 and on the Board of Governors since January 2017.
Enthusiastic foodie, Christophe enjoys the outdoors and traveling. His hobbies include cycling, swimming and reading.
Nina is responsible for all aspects of our MGA, Advisor and Mutual Fund compliance programs, focusing on policies and procedures, investigations, regulatory inquiries, audits, reporting and liaising with Advisors.
She has held a variety of roles in the insurance and financial services industries for over 25 years, working in the branches and head offices of several major insurers in both Canada and the United States. To date, her roles involved work in compliance, investigations, fraud and risk mitigation, claims, underwriting and project management.
Nina holds a seat on a number of industry committees, where she provides insight and expertise to the changing regulatory environment.
Over the past several years, Nina and her team have developed a strong educational approach to compliance, building trust and partnerships with our Sales Leadership, Advisors and Carrier partners. Nina and her team believe the best compliance program is a proactive one.
Nina is an advocate of youth in sports and maintains executive board positions at both the provincial and regional levels. Part of her responsibilities in these roles includes governance, audit and compliance while ensuring safe play in sport.
With over 25 years of financial industry experience, Joane Bourdeau currently serves as Vice-President of Operations, Financial Horizons Group, Quebec Region, and Excel Private Wealth. As a leader, she promotes the development of skills and the pursuit of excellence. Joane is a keen collaborator and a flexible leader.
Joane will provide regional Operations leadership in Quebec for Financial Horizons Group and national Operations leadership for Excel Private Wealth. More specifically, Joane will deliver consistent, efficient and customer-centric advisor and client experience, and facilitate the development, execution and integration of the national mutual fund dealership offering.
Along with formidable experience in the financial services industry, Joane has extensive knowledge of insurance and mutual fund operations. Joane has held various leadership roles during her career, most recently as an Operations and Compliance Consultant with an MGA and as Vice-President of Operations and Administration for a large bank and brokerage. Joane holds the Fellow, Life Management Institute (FLMI) designation, is a financial security advisor, a group insurance and group annuity plan advisor, and is fnalizing her mutual fund licence.
Outside of the workplace, Joane appreciates a good book and a good meal.